Granada Hills, Northridge and Chatsworth real estate and homes for sale in California - The Gold Team, REALTORS® The Gold Team REALTORS(r) for Granada Hills, Northridge and Chatsworth, California real estate - NUMBER1EXPERTS™ The Gold Team NUMBER1EXPERTS(tm) for Granada Hills, Northridge and Chatsworth, California real estate
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The Gold Team, REALTOR®, real estate agents and broker for Granada Hills, Northridge and Chatsworth California home listings, property and land for sale - NUMBER1EXPERT(tm)
All real estate agents are NOT alike! Find out why we are top real estate experts. Call us: 818-349-3444.


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First Time Homebuyers: Granada Hills, Northridge and Chatsworth California home buying, real estate listings, and homes for sale in Los Angeles County, CA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Granada Hills, Northridge and Chatsworth real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Real Estate Trivia
Q 
Where in the United States will you find the largest concentration of million-dollar homes?

A 
There are almost 314,000 million-dollar homes in the United States, and 41% of these are located in California.
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The Gold Team, REALTOR®, real estate agents and broker for Granada Hills, Northridge and Chatsworth California home listings, property and land for sale - NUMBER1EXPERT(tm)

The Gold Team
KELLER WILLIAMS REALTY

19520 Nordhoff
Northridge, Ca. 91324
Phone: 818-349-3444
Phone: 818-349-4040
Fax: 818-831-8817
Email: steveandterigoldbaum@NUMBER1EXPERT.com

Steve and Teri Goldbaum, The Gold Team, was recently selected by Los Angeles Magazine as one of Los Angeles' Real Estate Super Agents. They were congratulated by their company for their outstanding accomplishment of the #1 Agent/Team in their Office. "Steve and Teri are a powerful team and they deliver. They dedicate their time to serving their clients with an exceptional level of service. I know this because I receive phone calls praising Steve & Teri's professionalism and superior service from many of their clients throughout the year". License #’s: 01256906 and 01382552

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